When looking for RV insurance in Florida, the process is not as difficult or expensive as you may think. RV insurance in Florida is managed like any other vehicle insurance. You need property damage and personal injury coverage as your minimum requirements, and you'll also need liability coverage for your RV in Florida.
At Keystone Insurance Agency LLC, we handle RV insurance for Florida residents and RV insurance of any kind. Whether you take a road trip this year or want to live somewhere else for a few months, Keystone Insurance Agency LLC can help you make the right choices for RV insurance.
When you are traveling in an RV, you need to have liability coverage. This liability coverage will include personal injury protection and property damage. Still, it will depend on what kind of RV you have.
A travel trailer policy will not have liability coverage, but the vehicle you use with it will. At the same time, you can still get your trailer insured; it just won't need the minimum requirements that an RV insurance policy will have.
The minimum requirements for liability insurance in Florida are $10,000 in personal injury and $10,000 in property damage. You can get more coverage for your RV if you want, but this is the starting coverage you will have in your policy.
Additional coverage that you might want includes comprehensive and collision coverage.
With comprehensive coverage, you will be covered for any damages that happen to your RV in the event of vandalism, theft, fire, glass, and weather problems that cause damage to your RV. In Florida, comprehensive coverage will also cover any collision with an animal.
Where liability coverage covers other drivers or people on the road during an accident, collision coverage will cover you. This will cover you for damages to the RV and help you with vehicle costs.
If you are wondering what to do about RV insurance in Florida, contact Keystone Insurance Agency LLC for reliable quotes. Call us now to book an appointment or get your quote on RV insurance today.