When you are looking for motorcycle insurance in Florida, there is a lot that can seem confusing about it. It can be said that motorcycle insurance is not required in Florida. However, it would be best if you showed that you are financially responsible when you drive one. In other words, in Florida, you'll need to show that costs and damages can be covered in the event of an accident.
At Keystone Insurance Agency LLC, we can help you determine what is best for your motorcycle insurance needs in Florida. We know the minimum requirements and how to help you get them.
Motorcycle insurance requirements in Florida differ slightly from those in many states. In Florida, you do not need to carry insurance. However, if you are in an accident, you can still be charged for not having the right financial coverage.
To drive a motorcycle in Florida, you need to have liability insurance, a surety bond, or a certificate of self-insurance.
Liability insurance is the minimum amount of insurance needed to drive a motorcycle. You’ll need $10,000 in bodily injury per person coverage, $20,000 in bodily injury per accident, and $10,000 in property damage per accident.
You can also get a self-insurance certificate indicating you are financially responsible when driving a motorcycle. You set aside money, like an insurance deductible, in the event of a collision. Check with the Florida DMV for more information on how to get an application for a certificate of self-insurance.
Like any other type of insurance, there is always additional coverage you can purchase for your motorcycle insurance in Florida that goes above and beyond liability protection.
You can get comprehensive coverage in the event of fire, vandalism, or theft. In some cases, it can also cover damage from collisions with wildlife. Collision coverage will protect you financially if your vehicle is involved in an accident.
Liability, comprehensive, and collision insurance aren’t the only coverage you can get for motorcycle insurance in Florida. Medical payments, roadside assistance, contents coverage, enhanced injury protection, and total loss coverage policy add-ons are also available. Contact Keystone Insurance Agency LLC in Florida to book an appointment today with one of our brokers who can secure your quote for motorcycle insurance in Florida.
Our Partners:
Contact Us:
